Ah, January. That lovely time of year where Americans join hands and resolve together that this year will be the year we stick to a budget and start watching what we eat.

It all sounds so perfect... So simple... That is, until the pizza joint around the corner starts boasting about their new flakier crust and two for one specials. Or until we make our first attempt at going extended periods of time without letting the "value menu" help us out with a quick and cheap lunch.

I'd venture to say most of us have been there. I know I sure have. I mean, it almost seems like two of the most popular New Year's resolutions in America - eating healthy and saving money - are just becoming more and more incompatible each year. This begs the question: is it possible to eat healthy and stick to a budget? Well, according to the internet, the answer was a resounding, yes.

After reading several articles on this very topic, I found several suggestions being repeated by expert after expert. I'll link to these articles at the end of this post, but for convenience's sake, allow me to go over what seemed to be the more popular tips shared by people who know way more about this stuff than I do.

Processed Shmocessed. Buy Whole Foods.

An experiment to try on your own. If you can, make a list of everything you've had to eat over the last few days. If more often than not your lunch came frozen in individually wrapped containers, or your dinner came in a cardboard box, then you've got yourself a great opportunity to make a turn for the 'cheaper and healthier.' Frozen/Prepackaged sure makes mealtime easier, but more often than not it's a more expensive option loaded with sodium, calories and sugar. Instead, buy whole ingredients and make your meals.

Produce for the Win.

Yeah, this one sounds pretty obvious, but if you're looking to save cash and be healthy, the produce section can be your best friend. Cheap, healthy, and full of options. Additional produce related tips to help save a few extra bucks: buy local, buy in season, and sing to your produce to increase the nutrients contained within. I don't remember who told me about the whole singing thing, but it makes perfect sense. I've found that apples really enjoy "Take it Easy" by the Eagles.

Water, Water, Water.

Drink water. As always, this is probably going to be easier said than done: but if you can replace your daily intake of soda with water - you're looking at a quick and easy way to save a great deal of cash. Also, you really can't get much healthier than water when it comes to a beverage. Buy a nice water bottle, use tap water or buy a filter, and avoid spending $1.50 for a fresh bottle of water every time you're thirsty and you're in business.

Organic?

Hey, that's the healthiest possible option, right? Well, here's the deal. If budget + health is your top priority, then you should probably avoid the organic stuff more often than not. Nutritionally an organic apple is no different from a non-organic apple, but it's gonna cost you more. If you've got the extra dough and feel very strongly about the organic food movement, then by all means... But there are definitely better options out there when it comes to affordability and health.

A Little Planning Goes a Long Way.

If you're like me, half the battle is finding the time to eat right. A Quarter Pounder with Cheese or a frozen pizza is a much faster and easier solution than making your own meal day after day. And sadly, that's just a fact. The healthy stuff is almost always going to take more time and effort than the less-than-healthy stuff. So do your best to plan ahead... Wake up a few minutes earlier to make a sandwich to take to work, plan your dinners out in advance, etc... It's going to take effort and time, but it's possible.

What About Eating Out?

A nice dinner out on the town is always a good time, and I wouldn't expect anyone to cut that from their lives completely. The key here is to not make eating out your staple. Make it the exception, not the rule. Ask the restaurant what their healthy options are though, even though you're spending a little more, you can still eat plenty healthy. If you're just looking for a quick meal on the go, avoid those fast food dollar menus. Always try to check with a site like http://www.dietfacts.com/ to make sure you're not taking in an entire day's worth of calories for a quick and easy lunch.

Make sure to check out these articles among others: 

http://today.msnbc.msn.com/id/17113255/ns/today-today_health/

http://frugalliving.about.com/od/foodsavings/tp/Eating_Healthy.htm

http://www.lifeoptimizer.org/2010/09/07/eating-healthy-on-a-budget/

As with any goal/resolution, the key is to not get frustrated to the point of giving up. Track your progress, rely upon the help of others, and most importantly. Sing to your produce.

We're getting closer to the release of the latest and greatest $100 bill, which is being touted as having "over a decade of research and development" going into its new security features. Now, I don't handle hundred dollar bills nearly as often as I wish I did, but let's take a look at this new bill anyways, shall we?

So without any delay... Here's our brand new made-over hundred dollar bill:

Oh hello there Mr. Franklin. You're looking more colorful than usual today.

In case you couldn't tell before they slapped that huge number on the side... This is a hundred dollar bill.

Alright, so it sure looks neat, but what are all those changes really for? I mean, it seems like we just got a new hundred dollar bill, didn't it? Well, despite changes made to the hundred dollar bill, it still remains the most counterfeited bill in the world, which forces the Department of Treasury to continually develop new methods to prevent any further counterfeiters from slipping any past us.

My first reaction, when learning more about the new bill online, was to be curious as to how necessary all this really is. I mean, when I think of counterfeiting, I think of old movies or old mobster stories or something. I mean, some kid trying to scan a print a fifty dollar bill isn't going to get very far no matter how many precautions we toss up, right? Turns out counterfeiting is not only a problem, but hasn't slowed down since the very first person decided copying money would be a better alternative to earning it... In fact, did you know the U.S. Secret Service was actually created to combat counterfeiting? Eventually they got put in charge of the whole protecting the president gig, but fighting counterfeiting is still under their jurisdiction. That's right. Printing off a twenty and trying to buy dinner with it isn't a misdemeanor or a slap on the wrist, it's a Federal Felony handled by the Secret Service.

So yeah, turns out counterfeiting isn't only a problem, but a very real one. Whether it's people figuring out ways to print very real looking copies of bills, or people buying $150 worth of groceries with a fake $200 bill complete with George W. Bush's portrait on the front, the very best way to prevent and deter potential counterfeiters is by updating and increasing the security of our bills.

So what changes are being made? Turns out, quite a few... (all information comes from http://www.newmoney.gov/currency/100.htm - which has plenty of awesome features and images all about the new bill.)

-3D Security Ribbon-

3D is all the rage these days. From Avatar, to 3D TVs, it looks like the latest fad has somehow made its way into our wallets. With how much money we shill out for those 3D movies, I guess it only makes sense...

The new strip is a blue ribbon running down the middle of the front of the bill. Tilting the note back and forth while looking at the ribbon will cause both the images to move as you tilt the bill, as well as causing the small 100s to switch to images of a bell and back again. Interestingly, the ribbon isn't simply printed onto the bill, but woven into the paper.

-Bell in the Inkwell-

This new image on the front of the bill utilizes a color shifting ink, where as you tilt the bill the color of the bell imprinted within the inkwell will shift from copper to green, causing it to "appear" and "disappear"

(Keeping both of these new advances in the bill in mind, I can't help but feel like the hundred dollar bill is starting to seem more and more like a POG Slammer or a baseball card or something... Not that that's a bad thing in the least bit, in fact, it looks like our money is just getting more awesome as the years go by.)

-"Gold 100"-

According to the treasury department, the large gold 100 appearing on the back of the note is to help "those with visual impairments distinguish the denomination." I don't doubt that's why they added that feature, but I have to say, this is my favorite addition to the bill. I only wish the rest of our bills had huge colorful numbers on the back. Hopefully in due time...

----

Alright, I barely scratched the surface here, if you have a spare minute, you should really check out the Department of the Treasury's website all about the new $100 bill. They've got some interactive images and videos showing off all the cool new and continuing features and security measures on the upcoming hundred dollar bill.

If you're like me, and you don't really get the opportunity to handle too many hundred dollar bills, but you'd still like to see all these new features up close and in person, check out our cash loans as well as our referral program, where we give you a cool hundred each time you refer a friend who takes out a loan through Progressive Payoff.

Oh, and also, don't try buying lunch with one of these:

That's just a bad idea for several reasons.

Well, it's officially September. The return of school, Football, our favorite TV shows, and of course, cooler weather... For a lot of us, Labor Day Weekend is our final hurrah before we start cutting back on spending money on vacations and start saving for the incoming holiday season. In fact, AAA estimates that over 34 million Americans will be hitting the road this Labor Day Weekend, which is up almost 10 percent from 2009.

So if you're eager to get out of town and do something this weekend, but you're worried that planning this late is going to cost you. Or if you've found your summer trips have left you a little short on cash, there are still plenty of things to consider to let you send off the summer season in style.

CNN Money wrote a great article today about saving on your trip this Labor Day, and it was just full of excellent tips, so you'll have to excuse me if I share a number of those.

The first thing they took a look at was lodging, and as that's generally the biggest expense on a trip, I'll just follow their lead there.

I know the first thought when planning a last minute vacation is that you'll probably end up spending way too much on a hotel room, but before you start considering pilling 11 people in a single hotel room (I've seen this done. It's not enjoyable for anyone), or just calling the trip off altogether, you should know that good deals are still available. I'm assuming that since you're on this blog in the first place, your first instinct is to do loads of research online to find the best deal possible when it comes to a hotel room -- that's absolutely the first step in saving money on a last minute trip. However, there are a couple key things to keep in mind even considering the money you can save online.

First, don't take too long. The deals are available online, and they're still there even this close to the weekend, but according to Bob Deiner of GetaRoom.com, they expect hotels to raise rates right before the weekend.

Second, Deiner claimed the best way to get the lowest price on hotels is to do all your research online, then call the hotel and ask for the 'unpublished rate.' According to Deiner hotel prices given over the phone are typically 10 - 25% lower than the lowest online rate. Now I've planned a handful of trips online, and always felt like I've done a great job of finding some good deals online, but I can honestly say I've never tried this method, and it makes a ridiculous amount of sense. So when you book your hotel this weekend, make sure you give this a try!

If you're looking to fly, same goes for airfare, make sure you do plenty of investigating at the hosts of helpful travel websites like Orbitz, Priceline, AirfareWatchDog and the likes.

Also, if you just know you want to get out of town, but you don't really know where, do a little research there as well! According to Consumer Watch, Las Vegas, Orlando and the Caribbean are cheaper than they've been in quite some time. So look around, and find the place that's cheapest for you!

Now, if you're looking to take a great trip, but still coming up a little short even with all these price saving measures, feel free to give us a call or check out our about getting a cash loan through Progressive. We can get $500 in your bank account by tomorrow morning, and help you get you on your way without getting you tied down in a high fee payday loan.

Now go hit the road!

Yep. It's that time of year already... Whether you've got your first kindergartener and you're starting from scratch, or you have a senior in high school begging for a car and some new clothes, or you've got a child just getting into college... The end of the summer usually means the pocketbook starts to hurt just a little bit more.

Let's be honest, no matter how old you were, you had to be in top form when school came back in session. How many of us don't remember getting a new haircut, a few new shirts, maybe a new pair of jeans to go along with the standard school supplies? (As a child of the 80s, for me it was an awesome new trapper keeper and a Fraggle Rock lunch box.)

You weren't cool unless you had one of these.

The first day of school was your number one opportunity to show off and establish yourself as one of the "cool kids." (full disclosure, I wasn't one of the cool kids, but that didn't mean I didn't beg my mom for all sorts of stuff we couldn't afford.)

The economy may be down, but the rules of the playground haven't changed, and the amount of money parents are spending on their kids on back to school shopping reflect that very fact.

According to a study by the National Retail Foundation the money being spent on back to school supplies, clothes and electronics is higher than ever. In 2010 the average American family will spend $606.40 to get their children K-12 ready for school, and despite the lagging economy, this number is up significantly from the 2009 average of $548.72, and surpasses even the $594.24 we saw in 2008.

For many families, this could spell disaster.

According to the study, the combined K-12 and college back to school spending this year will reach $55.12 billion, making it the second highest "holiday" spending event of the year, only behind the Winter Holidays (and eclipsing the $14.6 billion we spend on the 3rd highest spending event of the year - Mother's Day... Interestingly enough, we spent $3.44 billion on St. Patrick's day... Which is more green dye and shamrock shakes than I care to imagine.) While this may be great news for the economy, it can be bad news for parents who are stuck in a bind... December may be the giant when it comes to family spending, but September isn't generally quite as planned for. Far too many families find themselves stuck in a situation where their kids from elementary school to college need supplies, clothes, and/or electronics, and they simply do not know how to pay for it. According to the NRF study, parents are trying solutions from thrift stores to shopping online to save money, but even with these solutions, we'll be spending more this year than ever. Talk to us about cash loans, and don't get stuck in a situation where you bury yourself financially or get trapped in a payday loan to help get your kids ready for school.

Please give us a call and we'd be more than happy to look at some options that will make both you and your kids happy, and get the school season started with the least amount of tears as possible (we can't promise the kids will be happy to go back to school, only that we can help you get them a little less sad.)

Who knows, for the right offer I might even be able to throw in a lightly used Fraggle Rock lunchbox... I can't promise anything though.

Wait, what? A cash loan that pays me? Isn't that like, the opposite of what a cash loan is supposed to be?

Don't worry. I completely understand why that notion might be really confusing. I mean, in the payday loan industry, we've been taught time and time again that the number one goal of most companies is to trap their customer in an endless loop of fees and charges.

We've got a much different philosophy.

Not only do we want to help free you from those payday loan mazes, but once you have a loan with Progressive Payoff, we will give you a quick and easy $100 cash every time you refer someone you know who needs some fast cash, and takes out a loan as well.

It can't be that simple, can it?

It sure can. You can read more about the referral program here, but in a nutshell this is all you'd need to do:

-Be a Progressive Payoff Customer

-Print off a Referral Application

-Have someone you know fill out the application and fax or email it in along with:

• Their last 90 day bank statement (online statements are okay)
• A current pay stub
• A Voided check
• Their photo ID

Make sure they put your name on their application, and once their loan has been approved and funded, that's $100 in your bank account. Just like that.

How many referrals can I get paid for?

As many as you want! You can pay your entire cash loan off with referrals, you can make more money than you borrowed in the first place! Just as an example: we have a Progressive Payoff customer right now who has currently referred 11 people (and counting). That's $1,100 she's been paid. No strings attached whatsoever. She started out with borrowing money with a cash loan, and she's ended up making money!

Can someone I refer get paid for referring people as well?

Absolutely. They're eligible for the $100 referral bonus, their referrals are eligible, and so on. Any customer of Progressive Payoff is able to participate.

Ummmm... I still don't believe you. This sounds like one of those "too good to be true" deals.

Yeah, the internet is lousy with deposed Nigerian princes and family fortunes with no heirs - so don't hesitate to check out our website, or give us a phone call at 866-319-0290 and talk to us about our referral program. We'd be happy to answer any questions you have.

Quick Cash!

Easy Payday Loans!

Get money right now!

Boy... When you're looking for a small personal loan online, it sure feels like you're constantly being inundated by fantastic claims about getting money fast and easy, doesn't it? Website after website will throw blinking logos and flashy headlines at you, making promise after promise, but when the time comes to see how the loan really works, good luck! You're looking at a long stretch of digging through page after page of jargon in order to figure out what this loan actually means for you.

Obviously these payday loan websites do this for a reason. Just as with any trap, they lay out some appealing easy to get bait, hoping that we all lose track of our surroundings and go charging headlong into the trap, unaware of the consequences until it's far too late. This is why a 6 month loan like our progressive payoff cash loans are such a safer option. Anyone is welcome to view our page breaking down exactly how the loan works, or check out our cash loan calculator to see how much money can be saved. Not only that, but we're more than happy to tell you exactly how much you'll be paying every month.  We make sure that your cash loan is structured for you to be able to pay if off in 6 months without any confusing fees or rules. It's really just as simple as 6 monthly payments, and then the loan is paid off! If you want to make extra payments or pay the loan off early? Feel free! We won't penalize or charge you for doing so.

So beware any website or payday loan company who hides behind confusing rules, or unclear payment options.

Feel free to email us, give us a call, or ask any questions you might have right here on the blog and we'll be more than happy to show you exactly how much money you can save.

I feel like I've seen this question a lot lately. Should I get a cash loan to pay off my payday loan? Can I do it? Etc...

Short answer: yes. To all of the above, yes.

Long answer? Still yes. In all honesty, doing whatever you can to pay off your payday loan asap is absolutely the right move to make, and replacing the maze of a high fee payday loan with a simple cash loan will help you do just that. Apply for a cash loan today, and get your payday loan paid off tomorrow! It's honestly that simple. Don't hesitate to give us a call or email us with any questions about the process of getting a cash loan through Progressive Payoff. Feel free to read about how it works on our website as well.

It's far too easy to just slip into the rhythm of paying those payday loan payments without paying attention to where those payments are going, then before you know it, realizing you've payed thousands of dollars on your $400-500 loan. Go ahead and take a look at our loan terms or use our cash loan vs payday loan calculator, to see exactly why letting us help you pay off your payday loan with a cash loan is your ticket out of the payday loan labyrinth.

In my previous post, I talked real qiuckly about some of the pitfalls about payday loans, but I wanted to take a moment to share just a few further reasons how a cash loan through Progressive Payoff can save you money and heartache.

- Applying from home: let's be honest here, payday loan locations aren't exactly the merriest establishments on the block. With Progressive Payoff, all you'd need is either a fax machine or an email address and you're on your way. No need to go into a payday loan center, and feel trapped into taking out a loan with incredibly high fees. Just go to our website at http://progpayoff.com/ and apply for a cash loan online - then we'll help you take care of the rest!

-Saving yourself from payday loan traps: In my last post, I talked about the 2 week fee cycle that payday loans use to ensnare you into a never ending cycle of payments, and just like I wrote then, all you'll have to worry about with a cash loan through Progressive Payoff is monthly payments that will go towards your principle every time. No intrest only payments to keep you tied down with no end in sight.

-Refer a friend, get 100 bucks: Hold up. A cash loan company paying you $100? Yep, as a Progressive Payoff customer, you'd be able to participate in our easy (and profitable!) referral program. All you'd need to do is print off our referral application and pass it off to a friend, family member, co-worker, and anyone you know who needs some quick cash, is considering a cash loan or payday loan, or who is trapped in a payday loan and needs help getting out. Once their approved and their loan is funded, you get $100 in your account! Easy as pie. Shoot, you could pay off your entire loan through the referral program!

-No early payoff fees: If you want to pay your loan off as quickly as possible, who are we to tell you no? We want you to save money by paying it off quicker, so feel free to make extra payments, pay the loan off early, do whatever you need to pay your loan off. You won't be penalized.

-Peace of mind: Yeah, that may sound a bit clichéd, but let's be honest here. Sometimes we need cash, and we need it quickly. Emergencies happen. Tough times happen. And the last thing we need to worry about when we're in a bind is the stress that high fee payday loans bring with them.

Have questions? Don't hesitate to give us a call at 866-319-0290 or email us at info@progpayoff.com - we'd be happy to help you with any questions you have.

I've heard this question a lot lately, especially in this economy. The sheer fact is that there are a lot of people out there who need help financially, and they just don't know where else to find it. Payday Loans appear to be a simple and quick solution to your problems. And when you're in a situation where you need cash, and you need it quick, it can easily appear to be a saving oasis - however, all too often you'll just find yourself stranded in a desert with no relief in sight. So what other options do I have?

I looked online and read a lot of great articles, with a lot of sound financial advice. However, I felt like if I put myself in the shoes of someone who was truly in need of immediate financial aid, a lot of these tips and suggestions wouldn't have really been able to pull me out of a dire situation without months of pre-planning. So what about those of us who are looking for payday loans or need cash now? Is a payday loan really the only option out there?

Obviously, the point of this entire article is to tell you that you don't need to get stuck in a never-ending cycle of payday loans. I found story after story of people who had gotten a payday loan for as little as $200 and found themselves unable to get out from under the weight of their loan. One guy shared a story about taking out a $300 payday loan he was convinced would be paid off by his next paycheck. When his next pay cycle hit and his check wasn't quite as high as he had expected, he was desperate to pay off his loan to avoid an additional $70+ fee, so he simply went and got another payday loan to pay off that loan. Just a few months later he had taken out 9 payday loans and faced numerous fees and penalties. What started out as a simple $300 loan had transformed into over $1,000 and served as a financial trap.

So what does Progressive Payoff do that's so different? We're not looking to trap you, we're looking to help you pay your loan off. With a simple 6 month loan, you're able to pay off your loan in easy monthly payments. The guy from the story above was desperate to avoid the high bi-weekly fees that payday loans trap you with, but with a Progressive Payoff loan instead of staring down the barrel of paying somewhere around $370 within two weeks, he would have just had easy monthly payments to make for 6 months - paying a total of $453 - not over $1,000.

Check out our calculator at http://progpayoff.com/ and see how much you can save. Have questions about how our cash loans work, or want to hear more about how we can save you from a payday loan trap? Contact us here.

Start 2010 off Right!

A new year brings the opportunity for new goals and new beginnings.  Make it a goal to avoid payday loans in 2010, and if you are already caught in one, to get out of it! Progressive Payoff can help you with both.  We not only offer the best alternative to  payday loans, we can also help you get out of the payday loan you are currently trapped in.  Representatives at Progressive Payoff are well aware that, to many of our consumers, payday loans are a secondary income and necessary to support a household.  We hate to see clients throwing away hundreds of dollars on a single payday loan, as a result, we do everything we can to steer our clients as far from payday loans as possible.   If you currently have a payday loan and are looking for a way to get out of it give us a call.  Be prepared with your total payoff to buyout of your payday loan, also know the amount you are paying every other week in renewal fees so we can get you your money by the next business day. Progressive Payoff will try to have you out of your payday loan within a few days! You will be free of cash loans in no time!

Give Progressive Payoff a call today!

Welcome to Progressive Payoff! When our borrower’s apply for a loan, they will not have to provide any information for a credit check. This allows our borrower’s to quickly get the cash they need for unexpected events. Through Progressive Payoff, our goal is to provide our borrower’s with an honest alternative to Payday loans. Our borrower’s need to know, we at Progressive Payoff, are sincerely dedicated to helping you pay off your loan.  Progressive Payoff has over 15 years of experience in alternative financing. This means, we are able to offer our borrowers, past, present and future, quick and easy personal cash loans, while avoiding the trap of a payday loans.

If you are sick of your Payday Loan and want to start saving now, check us out today at http://www.progpayoff.com/. Be sure to mention you saw our blog and we will cut $25.00 off your first loan.

As today's economy becomes less reliable and unstable, a lot of Americans have had to look for other financial sources. Many Americans, while still in the workforce, have had to apply for small personal loans through alternative lending companies. These Americans turn to payday loan companies. Sadly, these payday loan companies get their borrowers deeper in financial debt than before. If borrowers are looking for a lending company which will not get them deeper in debt, they will first and foremost look at and apply to the Progressive Payoff lending company. Progressive Payoff is not looking to keep their borrowers in debt, ever. In fact, their goal is to keep their borrowers out of debt, while allowing their borrowers to pay their car payments, health bills or whatever pressing financial situation they find themselves in.

Many borrowers do not read the fine print of their lending agreement. Borrowers need to know that the average payday loan lender charges an APR (annual percentage rate) of 400% and a bi-weekly renewal fees of $20 per every $100 borrowed. When a borrower is looking to borrower $500 from a typical payday loan company, they would have a renewal fee of $17.50 per $100. This money would have to be paid back within two weeks. Within two weeks, the borrower would, in total, have to pay back a total $587.50. Now, this might not sound bad to you, but did you realize you would be paying $6.25 a day simply for interest! Just in case the contract was not read in full, the borrower is also demanded to pay the lump sum amount of $587.50 in order to buyout their payday loan.

When a borrower finds an alternative lender they like, more likely than not, the borrower will use this payday loan consumer 8-11 times a year. Even when a borrower pays their loan in that two week period, they are still giving, or throwing, away $700 a year in interest alone to their payday loan company.

Now, with a Progressive Payoff Loan, on the other hand, there are no renewal fees. When our borrowers take out loans, they are set up on a six-month term, with one payment each month. As our borrowers make payments on their loan, part of every payment will always go to their principle balance of the loan. This allows our borrowers to move a step closer to paying off and or lowering their amount of interest being charged daily on their loan.

It should be known, that when borrowing with a payday loan lender, consumers are paying an average of $1.75 every day on the $100 loan, for the life of their payday loan. It should also be known that our Progressive Payoff loans have a rate $0.34 every day per $100 loan until our borrowers make their first payment. Then, after each payment, our borrower’s daily rate drops lower and lower.

Progressive Payoff offers our borrowers a 6 month window to pay off their loan. After the 6th payment is made, our borrower’s loan will be paid off. Within this 6 months period, our borrowers would have paid around $735.00 on a $500 loan. This means our borrowers are only paying $235 towards interest with their cash loan through Progressive Payoff. If our borrower were to have a $500 payday loan open for 6 months with the renewal fee set at $17.50 per hundred, they would end up paying $1550, that's $1050 toward interest . In the end, our borrower is saving $815 on every loan by borrowing with Progressive Payoff.

The best way to avoid the trap of payday loans is to call Progressive Payoff today! Mention this blog and we will drop the $25 processing fee from your first loan!

Alternative lending companies have been seen all over America since the early 1990’s. This is when they, more likely than not, first began to show up in strip malls and major intersections throughout America. When our economy was on the rise, it allowed for many Americans to take advantage of this "easy cash." When the economy was good, borrow ring "instant" cash helped improve the cash flow throughout the United States.

Over the past ten years, the majority of borrowers have begun using payday loans to pay off or pay down expenses their regular paychecks cannot cover. These payment might be car repairs, living expenses, medical emergencies and anything else borrowers might need to extra money for. Even though the times have changed, these payday loan companies have stayed the same. Borrowers who use Payday Loan lenders still have the highest interest rates. These high interest rates only further a borrower’s debt and financial hardships.

Progressive Payoff understands our times are hard and steady work is not easy to come by. Our borrowers need to know we are dedicated to helping our clients when they need it the most. When our borrowers take out a loan through Progressive Payoff, they need to know we are working with them in every way possible, putting them on a path to financial freedom. Progressive Payoff bends over backwards to help our borrowers, with a smile! Our representatives are friendly, compassionate, and waiting to help out in any way they can!

*Follow us on Facebook for upcoming contests and promotional offers!

If you find yourself in a financial bind, it is time to call Progressive Payoff or log on to their website. Progressive Payoff provides their clients with easy cash and quick loans. Sometimes, there seems to be more bills to pay than money available in your bank account. The team at Progressive Payoff offers their clientele over fifteen years experience when it comes to borrowing money. We, Progressive Payoff, provide cash advances to our clients for any financial situation. A payoff loan is different than a payday loan. With a payoff loan, our clientele are able to receive a quick and easy personal cash loan. This is also known as an alternative cash loan.

With a payoff loan, there is no recurring cycle of paying not only the amount borrowed, but the interest on that borrowed money. A payoff loan, which we specialize in, allowing our clientele to apply a portion of their monthly payments to their original amount borrowed. This means our clients are actually paying off their loan, no continuing a never ending cycle of payments.

Payday loan cash advance companies are not only in physical building, they can be found all over the Internet. As it turns out, more and more people are turning to cash payday loan companies, willing to pay their high interest rates, just to by groceries or payoff a medical or mortgage bill. These payday loan companies will charge their clients an enormous interest or annual percentage rate. Let’s say a potential client walks into a payday loan office and asks to borrower $100. Well, the client will be charged $15 on that $100, two week payday loan. Along with that $15 charge, is also an APR of 390%. This is highway robbery. There is no way a client will be able to pay down, or payoff, their loan with an APR this high.

Borrowing money from an advanced payday loan company should not be this complicated. This is why many people go to payday loan offices, instead of their bank. Yes, instant cash is a plus, but having to pay an APR this high is outrageous. When individuals look into getting a payday loan, what they are actually doing is “renting” their paycheck with an enormous APR. The difference with Progressive Payoff is our clients have a simple interest loan and after six months of paying off their borrowed money, their account is closed. During the six months it takes to pay down on a Progressive Payoff loan, our clients will actually see their payments decreasing. Our clients, who pay down their loan monthly, will also see their principal balance reduced.

When our clients apply for a loan with Progressive Payoff, they will see the difference right away. We, Progressive Payoff, will not charge for an early payoff of your loan, no collateral, no renewal fees and no recurring cycle of payments to Progressive Payoff. We, Progressive Payoff, also do not require a credit check from our clients. All we ask is for our clients to have a 90 day bank statement, current pay stub, a voided check and photo ID. Life is tough enough, at times, being able to borrow money, then pay it off, should not be.